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                                                  City of Muskegon
    REQUIRED SUPPLEMENTARY INFORMATION FOR PENSION PLANS - GASB 25
                                                 December 31, 2003

The information presented in the required supplementary schedules was determined as part of the
actuarial valuations at the dates indicated. 

                                       Schedule of Funding Progress
                                             Actuarial                                                                    UAAL as a
                        Actuarial            Accrued                                                                      Percentage
     Actuarial        Valuation of       Liability (AAL)           Unfunded             Funded         Covered            of Covered
 Valuation Date          Assets              Entry Age            AAL (UAAL)                 Ratio     Payroll              Payroll
  December 31,             (a)                   (b)                   (b­a)                 (a/b)       (c)               ((b-a)/c)

                                       General Employees Retirement System

      1998               $25,503,969    $20,235,071  ($5,268,898)                       126.0%        $5,937,337               -
      1999                26,388,008          22,230,860    (4,157,148)                 118.7%         6,119,765               -
      2000                27,339,523          23,036,525    (4,302,998)                 118.7%         6,270,574               -
      2001                27,797,306          24,566,385    (3,230,921)                 113.2%         6,296,642               -
      2002                26,881,785          25,872,132    (1,009,653)                 103.9%         6,545,937               -

                                     Policemen and Firemen Retirement System

      1998               $38,016,174   $31,981,726  ($6,034,448)                        118.9%        $5,452,784               -
      1999                39,642,868          34,735,474            (4,907,394)         114.1%          6,245,973              -
      2000                40,598,831          37,547,042            (3,051,789)         108.1%          6,417,659              -
      2001                40,380,489          38,591,701            (1,788,788)         104.6%          6,069,551              -
      2002                38,279,705          41,511,057     3,231,352                  92.2%           6,391,031           50.6%



                                   Schedule of Employer Contributions
   Fiscal Year      Contribution Rates as                                            Actual
      Ended             Percentage of             Annual Required                   Annual
  December 31,         Valuation Payroll                Contribution             Contribution         Percentage Contributed

                                       General Employees Retirement System

      1998                  0.75%                         $45,654                    $45,654                    100.00%
      1999                  0.00%                            -                             11                        -
      2000                  0.80%                          50,987                   50,987                      100.00%
      2001                  0.00%                            -                          -                            -
      2002                  0.00%                            -                          -                            -

                                     Policemen and Firemen Retirement System

      1998                    4.03%                      $221,893                   $221,893                    100.00%
      1999                    2.35%                        130,385                  130,385                     100.00%
      2000                    1.54%                          98,491                   98,491                    100.00%
      2001                    1.47%                          96,549                   96,549                    100.00%
      2002                    4.30%                        290,431                  290,431                     100.00%